June 25, 2017

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

Money Mondays: When You Don’t Have Time to Cook

This post is by Bernie Carr, apartmentprepper.com One of the biggest reasons people give as to why they don’t cook at home is, “I don’t have enough time.”  I can certainly relate.  I work full time, and write this blog after hours.  After a busy day at work, it is really hard to get motivated to do anything, much less cook a dish that takes a long time to make.  But the family still has to eat dinner and eating […]

Money Mondays: Borrowing from the Emergency Fund

This post is by Bernie Carr, apartmentprepper.com Yesterday was a normal day until we got inside our truck.   I noticed a huge crack running across the front windshield.   It started on the bottom right corner (passenger side) pointing up, then curved across toward the left, ending on the driver’s side.   We never saw anything hit the windshield or any point of impact.  It just cracked.  I researched the internet for clues on what might have caused it.  Most of […]

Money Mondays: 10 Ways I Save Money with Baking Soda in My Apartment

This post is by Bernie Carr, apartmentprepper.com We haven’t had a Money Mondays feature in a while so it’s time for another one!  Everyone knows about using a box of baking soda to avoid odors in the fridge, but many people stop there in spite of all the known uses for baking soda. I’ve read hundreds of tips, and not all of them work for me.  I know you can brush your teeth with it, but I am not ready […]

How to Prepare for Job Loss

This post is by Bernie Carr, apartmentprepper.com Recently, a large grocery chain closed its store in our area.  I spoke with some of the employees and expressed my dismay that they were closing.  Although some of the workers managed to transfer to another branch, many were let go.  During the same week I found out that My Fit Foods a popular prepared food chain, abruptly closed all their stores nationwide, leaving many employees jobless.  I felt bad hearing about people […]

Financial Emergency: 12 Ways to Raise Cash

This post is by Bernie Carr, apartmentprepper.com Everyone faces the need to raise cash at some point:  unplanned medical bills, car repair expenses, legal troubles etc.  It can get so dire that rent gets behind or utilities such as water and power are being threatened with disconnection.   Pretty soon, TV or radio commercials singing the virtues of payday loans start to sound tempting. If you find yourself starting to wonder whether a payday loan may help you in the short […]

5 Ways to Make Candles Last Longer

This post is by Bernie Carr, apartmentprepper.com Candles are both decorative and functional.  We tend to use more candles beginning in Thanksgiving and throughout the fall and winter seasons.  They give a great ambiance at the dinner table or throughout the house, and can be used as emergency lighting in a power outage. Soy candles are said to last longer than regular wax candles.  Quick tip:  For emergencies, choose long lasting candles, and don’t forget to store matches next to […]

Money Mondays: Money Hack to Help You Stay on Budget

This post is by Bernie Carr, apartmentprepper.com If you are trying to stay on budget but seem to be having difficulty succeeding, here is a hack to help you get there. Money Hack to Help You Stay on Budget:  The Debit Card Diet We tried the debit card diet during the month of August in our own Apartment Prepper household. What is it? The Debit Card Diet involves using cash for all shopping transactions.  Mr Apt Prepper and I agreed […]

Money Mondays: “Your Playbook for Tough Times” May Be Just What You Need

This post is by Bernie Carr, apartmentprepper.com I just finished reading my review copy of the new book by Donna Freedman, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul.  I have read Donna Freedman’s articles for years, since she first started writing the MSN Money Smart Spending blog.  She has been through some tough financial times and has found a way to thrive. This is a timely book A lot […]

Money Mondays: Should You Keep Receipts?

This post is by Bernie Carr, apartmentprepper.com One of the challenges of staying organized in a small space is dealing with receipts.  Receipts from purchases, bank transactions seem to keep multiplying and cluttering up pockets, wallets and purses.  It is tempting to just get rid of them.  However, I have found you need to keep receipts for a certain period of time before discarding them. Dealing with receipts: Cash machine transactions:  When I use the ATM I keep them for […]

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