October 14, 2017

Why Everyone Should Have a Cash Stash

This post is by Bernie Carr, apartmentprepper.com   A lot of people no longer use cash and rely on debit or credit cards for all purchases.  I understand using cards is so much more convenient but consider having a set amount of cash on hand to help you get out of a bind. The following article by Donna Freedman, one of my favorite personal finance writers, explains it all: Why You Need a Cash Cache Everyone should have some cash […]

Money Mondays: 5 Non-Permanent Upgrades To Save Money in Your New Apartment

Apartment living involves moving to a new rental from time to time.  After a big move, it is often hard to find money for emergency savings.  The following article gives a few ideas to help you save some cash on utilities by making some simple changes. 5 Non-Permanent Upgrades To Save Money in Your New Apartment Written by Jessica Thiefels Moving into a new apartment is full of unknowns, many of which are expensive, like a security deposit, moving costs, […]

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

Money Mondays: When You Don’t Have Time to Cook

This post is by Bernie Carr, apartmentprepper.com One of the biggest reasons people give as to why they don’t cook at home is, “I don’t have enough time.”  I can certainly relate.  I work full time, and write this blog after hours.  After a busy day at work, it is really hard to get motivated to do anything, much less cook a dish that takes a long time to make.  But the family still has to eat dinner and eating […]

Money Mondays: Borrowing from the Emergency Fund

This post is by Bernie Carr, apartmentprepper.com Yesterday was a normal day until we got inside our truck.   I noticed a huge crack running across the front windshield.   It started on the bottom right corner (passenger side) pointing up, then curved across toward the left, ending on the driver’s side.   We never saw anything hit the windshield or any point of impact.  It just cracked.  I researched the internet for clues on what might have caused it.  Most of […]

Money Mondays: 10 Ways I Save Money with Baking Soda in My Apartment

This post is by Bernie Carr, apartmentprepper.com We haven’t had a Money Mondays feature in a while so it’s time for another one!  Everyone knows about using a box of baking soda to avoid odors in the fridge, but many people stop there in spite of all the known uses for baking soda. I’ve read hundreds of tips, and not all of them work for me.  I know you can brush your teeth with it, but I am not ready […]

How to Prepare for Job Loss

This post is by Bernie Carr, apartmentprepper.com Recently, a large grocery chain closed its store in our area.  I spoke with some of the employees and expressed my dismay that they were closing.  Although some of the workers managed to transfer to another branch, many were let go.  During the same week I found out that My Fit Foods a popular prepared food chain, abruptly closed all their stores nationwide, leaving many employees jobless.  I felt bad hearing about people […]

Financial Emergency: 12 Ways to Raise Cash

This post is by Bernie Carr, apartmentprepper.com Everyone faces the need to raise cash at some point:  unplanned medical bills, car repair expenses, legal troubles etc.  It can get so dire that rent gets behind or utilities such as water and power are being threatened with disconnection.   Pretty soon, TV or radio commercials singing the virtues of payday loans start to sound tempting. If you find yourself starting to wonder whether a payday loan may help you in the short […]

5 Ways to Make Candles Last Longer

This post is by Bernie Carr, apartmentprepper.com Candles are both decorative and functional.  We tend to use more candles beginning in Thanksgiving and throughout the fall and winter seasons.  They give a great ambiance at the dinner table or throughout the house, and can be used as emergency lighting in a power outage. Soy candles are said to last longer than regular wax candles.  Quick tip:  For emergencies, choose long lasting candles, and don’t forget to store matches next to […]

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