July 15, 2018

Money Mondays: How to Cope with High Gas Prices

This post is by Bernie Carr, apartmentprepper.com Gas prices seemed to increase almost daily this past week.  The combination of tighter supplies by OPEC, lower U.S. inventory, high demand and the U.S. getting out of the Iran deal seems to have caused the highest gas prices since November 2014.  Texas has lower gas prices than many states, but even we’re seeing some drastic increases, causing a drain on the pocketbook. A firm that tracks gasoline prices, GasBuddy has predicted gas prices […]

Money Mondays: Stop Wasting Food and Save Money!

This post is by Bernie Carr, apartmentprepper.com I was catching up on my article reader and found these two articles about food waste that riled me up: About 40 Percent Of All Food In The United States Is Thrown In The Garbage  and Top 20 Foods Wasted It is such as shame that so much food is wasted while other people are going hungry.   We can’t do anything about industrial food waste, but we can certainly minimize throwing away good […]

Money Mondays: Prepare for Emergencies on a Small Budget

This post is by Bernie Carr, apartmentprepper.com Getting started with preparedness can seem expensive and daunting.   You see those ads for a year’s worth of food costing hundreds or more dollars and it seems out of most people’s reach.  That could not be further from the truth.  It is easy to get started, even on a small budget. Prioritize First Water and food are usually first on the list.  Next comes gear such as water filter, power outage supplies, first […]

Money Mondays: Health Benefits to Use Before the End of the Year

This post is by Bernie Carr, apartmentprepper.com Now that December has started, it’s time to think about year-end activities. Health Benefits to Use Before the End of the Year  Part of year-end planning is to assess your health benefits and figure out what you may lose out when the year ends.  Look at your health plan and review your benefits closely.  A lot of people don’t use their benefits and can possibly lose these opportunities to get healthy or boost […]

Why Everyone Should Have a Cash Stash

This post is by Bernie Carr, apartmentprepper.com   A lot of people no longer use cash and rely on debit or credit cards for all purchases.  I understand using cards is so much more convenient but consider having a set amount of cash on hand to help you get out of a bind. The following article by Donna Freedman, one of my favorite personal finance writers, explains it all: Why You Need a Cash Cache Everyone should have some cash […]

Money Mondays: 5 Non-Permanent Upgrades To Save Money in Your New Apartment

Apartment living involves moving to a new rental from time to time.  After a big move, it is often hard to find money for emergency savings.  The following article gives a few ideas to help you save some cash on utilities by making some simple changes. 5 Non-Permanent Upgrades To Save Money in Your New Apartment Written by Jessica Thiefels Moving into a new apartment is full of unknowns, many of which are expensive, like a security deposit, moving costs, […]

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

Money Mondays: When You Don’t Have Time to Cook

This post is by Bernie Carr, apartmentprepper.com One of the biggest reasons people give as to why they don’t cook at home is, “I don’t have enough time.”  I can certainly relate.  I work full time, and write this blog after hours.  After a busy day at work, it is really hard to get motivated to do anything, much less cook a dish that takes a long time to make.  But the family still has to eat dinner and eating […]

Money Mondays: Borrowing from the Emergency Fund

This post is by Bernie Carr, apartmentprepper.com Yesterday was a normal day until we got inside our truck.   I noticed a huge crack running across the front windshield.   It started on the bottom right corner (passenger side) pointing up, then curved across toward the left, ending on the driver’s side.   We never saw anything hit the windshield or any point of impact.  It just cracked.  I researched the internet for clues on what might have caused it.  Most of […]

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