December 2, 2016

Money Mondays: Should You Keep Receipts?

August 8, 2016 aptprepper 1

This post is by Bernie Carr, apartmentprepper.com One of the challenges of staying organized in a small space is dealing with receipts.  Receipts from purchases, bank transactions seem to keep multiplying and cluttering up pockets, wallets and purses.  It is tempting to just get rid of them.  However, I have found you need to keep receipts for a certain period of time before discarding them. Dealing with receipts: Cash machine transactions:  When I use the ATM I keep them for […]

Do this One Tip and Avoid Wasting Money

April 21, 2012 aptprepper 4

Last week I was paying bills when I noticed the electric bill was $25 higher than last month’s.  I didn’t think our usage changed that much so I called the power company to find out what changed.  I was right, our usage didn’t change that much.  But one thing did change:  the discount electric plan I had subscribed to had expired.  I’m usually pretty good about keeping track of such things so I asked why wasn’t I notified?  Well, it […]

Don’t Wait ’til Springtime to Do This

January 9, 2012 aptprepper 2

It’s January, the season when it’s customary to make lofty, yet unattainable New Year’s resolutions, then inevitably break them…  I’ve done it year after year.  This year, let’s just skip the self defeating process and do something different. Let’s put our well-meaning intentions to good use:  Instead of waiting until spring to do spring cleaning, do it in January.  Whether you are just getting started to prepare for emergencies or a veteran prepper, you are bound to acquire additional supplies.  […]

When Reading Gets in the Way of Doing

August 26, 2011 aptprepper 14

Years ago when I first got interested in frugality, a friend introduced me to the Tightwad Gazette books.  They are great resources for anyone learning how to pinch pennies.  I also immersed myself further by reading personal finance blogs.  Unfortunately, that’s all I was doing:  reading.  While I was spending all that time reading, I was still living beyond my means.  In other words, reading made me feel productive, but I wasn’t accomplishing anything.  It was just making me feel […]

First Line of Defense against Identity Theft

August 11, 2011 aptprepper 10

Identity theft is so widespread these days, almost everyone including me, has been affected at one time or another.  (See previous article:  Prepare Now Before this Happens to You  http://wp.me/p1dmhM-2o) When it does happen, it is hard to discover how exactly it happens, but the sooner you discover the better.  This way you can close the affected accounts before too much damage is done. Besides being vigilant about shredding your sensitive documents, there is one important area that I did […]

Decluttering Distractions

August 6, 2011 aptprepper 10

Feeling the lack of space is hindering my ability to add to my emergency supplies, I restarted my decluttering efforts.  I went to the garage and found two large boxes of files and miscellaneous items that have been sitting there for two years.  Why haven’t I gone through them before?  Procrastination, that’s why!  I dread going through these boxes because I don’t want to deal with what’s inside. I finally made myself open them and deal with the contents. Old resumes and […]

Pressure to Go Paperless

August 4, 2011 aptprepper 17

Every time I pay a bill, or check my account balances online, I get messages from the financial institution to “Go Paperless!”   They’ve tried various tactics: Contest opportunities and prizes Money, such as a one time check for $5 Scare tactics about identity theft Guilt trip route- “Go green” or “Save the environment.” I have not given in.  I am still resisting the idea to go completely electronic, as I like to see proof. In a previous post, I talked […]

Avoid a Hard Drive Disaster

July 30, 2011 aptprepper 15

We are having a spectacular thunderstorm as I write this.   A flash of lighting, followed by a loud thunderclap…  Then the lights flickered, I heard a loud ZAP! and my computer turned off.  My heart raced in a panic, as I envisioned my hard drive getting fried from the huge power surge that just happened.  I have a surge protector but somehow it failed me.  A few more angry beeps came out of my CPU.  I restarted my computer and […]

Supply Check

July 26, 2011 aptprepper 8

After you have been accumulating supplies for a few months, it is a good idea to do a supply check:  take a few minutes to look over your supplies and check your equipment to make sure they are in working order. We went through a large Rubbermaid container of miscellaneous emergency supplies and found some items no longer worked or were improperly stored.  We had a Coleman lantern that I liked, since it gave off a pretty good light when […]

Frequently Asked Question – How Do You Get Started with Prepping?

January 11, 2011 aptprepper 2

I am starting to see more people becoming concerned about preparing.  Within the last month or so, I have been seeing more visits resulting from readers looking for information on prepping or becoming more self sufficient while living in an apartment.  I am glad more of us are starting to prepare.  One of the most frequently asked questions is how does someone get started. I don’t claim to be an expert on the absolute best way, but I can speak […]