December 2, 2016

Monday Musings 12/7/2015: Health Benefits to Use Before the End of the Year

This post is by Bernie Carr, apartmentprepper.com

Welcome to another Monday Musings, where we share interesting links about all things preparedness, as well as updates on the blog.  Can you believe it’s the last month of 2015?  It feels like 2015 just got started, now it has flown by.  It’s time to think about year-end activities again.

First the blog updates…

Health Benefits to Use Before the End of the Year  Part of year end planning is to assess your health benefits and figure out what you may lose out when the year ends.  Look at your health plan and review your benefits closely.  A lot of people don’t use their benefits and can possibly lose these opportunities to get healthy or boost your preparedness efforts.

  1. Medical checkups – Most health plans allow for one yearly checkup with your primary care physician.  Have you gone this year?  How about your spouse and kids?  Now is your chance to have your health checked and make improvements.  Part of being prepared is getting healthy and fit.  Also if you feel your job is unstable and staff cuts are on the horizon, it is even more imperative that you use your medical benefits now while you have coverage.  The same goes for the rest of the benefits outlined below.
  2. Dental evaluation – Again, most dental plans allow two cleaning visits per year, either at no cost of low cost.  Don’t miss out one getting your teeth professionally cleaned.  You may also find out you have some needed dental work.  This will allow you to make plans for next years’ expenses.
  3. Flexible spending accounts (FSA) – I can write a whole post about just flexible spending accounts.  They are a “use it or lose it” benefit.  If you have money left over in the FSA, it does not carry over til next year.  Review your balance and the covered expenses.  You could potentially use any remaining dollars to boost your first aid kit: thermometers, blood pressure monitor, Ace bandages and many other items are covered.
  4. Eye exam – Just like medical and dental checkups, many health plans also cover eye exams once per year.  Have your vision checked, as well as your family’s.

Giveaways coming soon…

I finished reading Jim Cobb’s Prepper Hacks and will be posting a review and giveaway this week.

I am reading Ted Koppel’s Lights Out: A Cyberattack, A Nation Unprepared, Surviving the Aftermath.

Now for the links…

How to Save Money with a Home Brewing Hobby

More Attacks Are Coming: “The Intent Here Was Jihad And It Was Carefully Premeditated And Planned”

25 Ways People Earned Money During the Great Depression

The Many Different Types of Locks

25 Natural Remedies for Diabetes

Take care and have a great week everyone!

 

© Apartment Prepper 2015

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