November 23, 2017

Spooked about What Happened in Cyprus?

This post is by Bernie Carr, apartmentprepper.com Everyday we hear about the banking developments in Cyprus, where bank holidays were declared and a “tax” on deposits is being instituted.  Depositors stand to lose a large amount of their accounts. It seems preppers are not the only ones wondering about this – even at work, concerns about Cyprus are being discussed in conversations at the break room.   Seeing the long lines, reading accounts from residents makes you wonder if this can […]

The Emergency Cash Stash

This post is by Bernie Carr, apartmentprepper.com We were going over the budget not too long ago and trying to find yet more ways to cut back on expenses. At the same time, we decided to take inventory of our accounts. The last “account” we checked on was the Emergency Cash Stash kept in the house for emergencies. I’ve always recommended keeping a some cash in the house in case the ATMs suddenly become unavailable due to any of the […]

Worried about Finances?

As I write this, the stock market was taking another beating, with many factors contributing to the sell-off:  high unemployment, European debt crisis, inflation fears, bad housing market…  The list goes on.  The experts indicate “we are dangerously close to a recession.”  I don’t think it ever left.  But if the “big players” are worried, should we worry as well?  Instead of fretting, why not take some simple steps now to “recession-proof” your finances? Cut down on expenses.   Even […]

Should You Prep while Deep in Debt?

According to creditcards.com the average credit card debt per household that hold credit card debt is $15,799 for 2011.  This number does not include households that are credit card debt free, this is only households that hold credit card debt already.  If you are among the debt free crowd, you have planned well.  However, if you feel you are in a lot of debt, you are not alone.  Many people are in denial about how much they owe, but a […]

Are We in a Double Dip Recession?

The news today is cautiously optimistic that a debt ceiling deal is close at hand.  That would appear to be a positive.  On the other hand, I am seeing other in other news there are fears we are now entering a double dip recession.  See “10 Signs the Double Dip Recession as Begun http://www.msnbc.msn.com/id/43946055/ns/business-us_business/ A double dip recession is when a country falls back into recession just when it was in recovery.  As you will recall, economists proclaimed the recession […]

Solar Battery Charger Test that Failed

A couple of days ago I was all excited to test a new solar battery charger we had purchased.  Per instructions I loaded it with four rechargeable batteries I had in the battery drawer. I left the solar charger in the window sill under direct sunlight for about five hours.  Then I plugged in a drained iPod to see if it would charge it.  Well… nothing happened.   Perhaps I didn’t leave the charger under direct sun long enough.  I move […]

Find Extra Cash by Reviewing Your Bills

We want to add to our preparedness fund, but the budget is tight.  So we are reviewing every bill to see if we can either lower or eliminate them altogether.  One bill that got a lot of scrutiny was the bundled cable/internet/phone bill. One reason we went with one provider was the “bundled” plan offered a hefty introductory discount.  After one year, the monthly bill went to the regular price. As a result of our line by line scrutiny, we […]

How Do You Get Started with Prepping?

I am starting to see more people becoming concerned about preparing.  Within the last month or so, I have been seeing more visits resulting from readers looking for information on prepping or becoming more self sufficient while living in an apartment.  I am glad more of us are starting to prepare.  One of the most frequently asked questions is how does someone get started. I don’t claim to be an expert on the absolute best way, but I can speak […]

Can a Bank Glitch Ruin Your Weekend?

A few days ago, millions of people in Australia could not get access to their own money for a whole weekend.   According to news reports, a computer glitch at National Australia Bank, one of Australia’s largest banks, caused ATMs to freeze.  See article What does this have to do with us here in the US?   This can happen anywhere.  Many people rely on using debit or credit cards for daily transactions.  I used to rely on them as well.   Think […]

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