February 27, 2017

Financial Emergency: 12 Ways to Raise Cash

This post is by Bernie Carr, apartmentprepper.com Everyone faces the need to raise cash at some point:  unplanned medical bills, car repair expenses, legal troubles etc.  It can get so dire that rent gets behind or utilities such as water and power are being threatened with disconnection.   Pretty soon, TV or radio commercials singing the virtues of payday loans start to sound tempting. If you find yourself starting to wonder whether a payday loan may help you in the short […]

Money Mondays: Money Hack to Help You Stay on Budget

This post is by Bernie Carr, apartmentprepper.com If you are trying to stay on budget but seem to be having difficulty succeeding, here is a hack to help you get there. Money Hack to Help You Stay on Budget:  The Debit Card Diet We tried the debit card diet during the month of August in our own Apartment Prepper household. What is it? The Debit Card Diet involves using cash for all shopping transactions.  Mr Apt Prepper and I agreed […]

Money Mondays: Should You Keep Receipts?

This post is by Bernie Carr, apartmentprepper.com One of the challenges of staying organized in a small space is dealing with receipts.  Receipts from purchases, bank transactions seem to keep multiplying and cluttering up pockets, wallets and purses.  It is tempting to just get rid of them.  However, I have found you need to keep receipts for a certain period of time before discarding them. Dealing with receipts: Cash machine transactions:  When I use the ATM I keep them for […]

Money Mondays: Six Things I Did to Save Money this Weekend

This post is by Bernie Carr, apartmentprepper.com I am always looking for ways to save money so I can increase my prepping budget.  Some days I am able to net pocket change, but some days I succeed in saving a few dollars.  Here’s a snapshot of what I did this weekend: Six things I did to save money this weekend: Dehydrated herbs I do not own a food dehydrator, but found another way to dehydrate herbs without one.  I had […]

Money Mondays: If You Don’t Have a Job, Make One Up

 Written by Daisy Luther, The Organic Prepper This article first appeared in The Organic Prepper With unemployment rates skyrocketing, going out and finding a new job can be nigh on to impossible these days.  This is only going to get trickier as the government continues to force businesses to increase the minimum wage. Workloads that used to provide employment to two people are now forced onto one. The work performed gets shoddier as the one employed person struggles to keep […]

Money Mondays: Can a Crisis Like Venezuela’s Happen Here?

  This post is by Bernie Carr, apartmentprepper.com You can’t help but feel bad about the citizens of Venezuela, as they suffer under miserable economic conditions:  People waiting in lines all night and day to buy basic necessities, formerly middle class people having to hunt dogs and cats in their neighborhood for their next meal, with widespread rioting and looting. But can it happen here?  This post certainly got my attention Coming Destruction? Alan Greenspan Warns “Venezuela Under Martial Law […]

Money Mondays: How to Find Extra Cash from Bills

We want to add to our preparedness fund, but the budget is tight.

I mentioned in an earlier post we cancelled cable and found several free or lower cost alternatives. It’s been a couple of years and we do not miss it at all. I actually wish we had done it sooner.

Now we are reviewing every bill line by line to see if we can either lower them even more. […]

What You Can Do to Prepare in this Slow Economy

  This post is by Bernie Carr, apartmentprepper.com In spite of all the happy talk in the news media about positive economic growth, I feel the economy has not improved much.  More and more families are finding it difficult to make ends meet.  Many people live paycheck to paycheck if they are lucky enough to have a job, while many are unemployed or have stopped looking.  See Year Ends in Economic Slump: “More Americans Than Ever Living in Poverty” I’ve […]

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