September 8, 2018

Financial Preparedness

Money Mondays: What Renters Should Know About Apartment Insurance

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This post is by Bernie Carr, apartmentprepper.com I was watching the morning news and one of the stories covered was an apartment fire.  Many tenants were evacuated; fortunately, no one was hurt.  However, a few families lost all their belongings.  One of the victims interviewed was very distraught.  She said they lost everything, and did not have any insurance.  I felt bad hearing about this and thought it’s about time I write about this boring but necessary subject for apartment dwellers. […]

Money Mondays: Will Your Preps Outlive You?

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This post is by Bernie Carr, apartmentprepper.com I was having a conversation with one of my elderly neighbors and the subject of downsizing and giving away their survival supplies came up.  She felt at her age she preferred to give some of her surplus emergency supplies to a younger family.  The conversation reminded me of an article I read a few months ago:  Survivalist spent decades stockpiling food then gave it to hungry hurricane victims  As you can see from the […]

Money Mondays: Stop Wasting Food and Save Money!

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This post is by Bernie Carr, apartmentprepper.com I was catching up on my article reader and found these two articles about food waste that riled me up: About 40 Percent Of All Food In The United States Is Thrown In The Garbage  and Top 20 Foods Wasted It is such as shame that so much food is wasted while other people are going hungry.   We can’t do anything about industrial food waste, but we can certainly minimize throwing away good […]

Worried about Finances?

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This post is by Bernie Carr, apartmentprepper.com As I write this, the stock market has just experienced its largest sell-off in history.   The negative sentiment was echoed around the world, and today the market is in for a wild ride, according to market analysts.  The experts are saying it due to worries about rising interest rates, inflation, and should stabilize.  People can’t help but feel jittery.   Though there is nothing we can do about the markets, we can focus on […]

Money Mondays: Prepare for Emergencies on a Small Budget

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This post is by Bernie Carr, apartmentprepper.com Getting started with preparedness can seem expensive and daunting.   You see those ads for a year’s worth of food costing hundreds or more dollars and it seems out of most people’s reach.  That could not be further from the truth.  It is easy to get started, even on a small budget. Prioritize First Water and food are usually first on the list.  Next comes gear such as water filter, power outage supplies, first […]

Build your Grab and Go Binder

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This post is by Bernie Carr, apartmentprepper.com If you haven’t done is already, now is a good time to build your “grab and go binder.” This is your handy document keeper that you keep in a safe but accessible place that you can easily grab in the event of a dire emergency and you need to run out of the house. If you’ve already got one, it’s time to review and update it.  Lots of new documents may have been […]

Money Mondays: A Guide that will Help You Prepare for the Most Likely Disaster that Can Happen to You

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This post is by Bernie Carr, apartmentprepper.com As I write this I just heard Sam’s Club in my neighborhood is closing its doors. Several other locations are closing as well. There has been no warning to the community, or the employees. The report did mention the affected employees will be paid for 60 days so they can be counted as fortunate since they can count on a paycheck for a couple of months. I still feel bad for the workers, […]

Money Mondays: Health Benefits to Use Before the End of the Year

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This post is by Bernie Carr, apartmentprepper.com Now that December has started, it’s time to think about year-end activities. Health Benefits to Use Before the End of the Year  Part of year-end planning is to assess your health benefits and figure out what you may lose out when the year ends.  Look at your health plan and review your benefits closely.  A lot of people don’t use their benefits and can possibly lose these opportunities to get healthy or boost […]

Why Everyone Should Have a Cash Stash

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This post is by Bernie Carr, apartmentprepper.com   A lot of people no longer use cash and rely on debit or credit cards for all purchases.  I understand using cards is so much more convenient but consider having a set amount of cash on hand to help you get out of a bind. The following article by Donna Freedman, one of my favorite personal finance writers, explains it all: Why You Need a Cash Cache Everyone should have some cash […]

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