Financial Preparedness Archives

How to Prep When Applying For Workers’ Compensation

(Editor’s note: A family acquaintance recently filed a worker’s comp claim as she was injured on the job. It took months to get her benefits. In today’s guest article we look at tips when applying for worker’s compensation.) Written by: Kayla Matthews You got your job because you’re great at what you do, but the future is unpredictable. You never know what’s going to happen day to day. You may go through your daily routine and something comes up that […]

Money Mondays: Pork Prices are Rising, Stock up on Ham and Bacon

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This post is by Bernie Carr, apartmentprepper.com Lately I have been noticing higher prices on bacon and other pork products at the grocery. I wondered whether the price increase was limited to my neighborhood store so looked at other stores. It turns out that pork prices are actually rising nationwide. According to CNBC, pork prices are rising this year, and we could be paying higher prices well into 2020. Why are pork prices increasing? China is a large consumer of […]

Money Mondays: 5 Frugal Habits that May End Up Costing More Money

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This post is by Bernie Carr, apartmentprepper.com Being a frugal person, I am always on the lookout for ways to save a buck or two. But I recently realized there are certain habits that frugal people may do that end up costing money in the long run. Here are some habits that are basically good, but if not kept in check could end up as an expense. Stocking up on items and never using them I had a couple of […]

How will the Newest Tariffs Affect You?

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by Bernie Carr, https://apartmentprepper.com As the trade war between the U.S. and China continues, both sides have issued tariffs on goods. Whenever I listen to the news, I always look at the bottom line on how things will affect me personally. These tariffs have been going on for months. Back in May, it was reported that tariffs imposed then affected prices on clothing, furniture and electronics. What products are impacted? According to Fox Business, The latest round will cause an […]

Are You Financially Prepared for a Disaster?

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This post is by Bernie Carr, apartmentprepper.com September is National Preparedness Month and now is a good time is assess if you are financially ready for a disaster. Here are some things to consider before anything happens How does your job deal with disaster? When disaster hits, most businesses shut down and therefore people are unable to go to work. Depending on the employer, you may or may be be paid for the time you are not able to […]

Money Mondays: 6 Strategies to Generate the Funds You’ll Need to Endure a Crisis

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When a disaster strikes, will you be ready? You don’t have to answer. While I hope you’d be able to give me a confident yes, what’s important right now is that you’re thinking about your state of preparedness. Have you thought about how you’ll feed your family? Have you thought about transportation? Communications? Medical care? There’s plenty you need to prepare for. The problem is that most people aren’t prepared. FEMA reports that only 40% of American families rehearse […]

Money Mondays: How to Cope with Higher Food Prices

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This post is by Bernie Carr, apartmentprepper.com Food prices are expected to rise this coming year. Major food corporations have already announced they are raising prices, according Fox Business. The USDA has also predicted a larger hike in food prices for 2019. Not everyone can readily increase their food budget. It likely won’t happen all at once. But if you start preparing now, your budget won’t suffer so much. Tips to help you cope with higher food prices Buy in […]

Money Mondays: Savings Tips for Buying in Bulk

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This post is by Bernie Carr, apartmentprepper.com Buying in bulk is certainly a way to save money on groceries, prepping items and other supplies but there is also the possibility of overspending. Through trial and error, I’ve learned a thing or two when trying to buy in bulk to save money. Here are a few bulk buying tips: Membership clubs Before spending that $60 or so to join Sam’s or Costco, consider how much you will be shopping at those […]

Money Mondays: Recession Fears and What You Can Do About It

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This post is by Bernie Carr, apartmentprepper.com Hardly a day passes that we don’t see an article forecasting another recession. Even though the economy appears to be healthy, with unemployment being the lowest it has been in years, several economists are forecasting that a downturn is inevitable. For some people, the scars of the last financial crisis back in 2007-2008 have never completely healed. Many lost their savings, retirement funds and homes. I did not weather that downturn unscathed, as […]

Money Mondays: What Renters Should Know About Apartment Insurance

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This post is by Bernie Carr, apartmentprepper.com I was watching the morning news and one of the stories covered was an apartment fire. Many tenants were evacuated; fortunately, no one was hurt. However, a few families lost all their belongings. One of the victims interviewed was very distraught. She said they lost everything, and did not have any insurance. I felt bad hearing about this and thought it’s about time I write about this boring but necessary subject for apartment dwellers. […]