Financial Preparedness Archives

Why You Should Always have $40 Hidden in Your Car or Wallet

This post is by Bernie Carr, apartmentprepper.com Back in 2010 I wrote about how a bank glitch in Australia kept people from getting access to their money for an entire weekend. At the time nothing like that has happened here in the U.S. But something similar has now happened here. A major U.S. bank had a glitch Capital One recently had a bank glitch that kept people from being able to use the funds in their bank account. According to […]

Money Mondays: How to Protect Your Child from Identity Thieves

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Written by: Kayla Matthews While adults are often targets of identity theft, a child can just as easily fall victim. In fact, children are even more valuable to scammers as they have no existing credit, allowing thieves to open new lines and rack up years of fraudulent activity without detection. Altogether, more than 1 million children were victims of identity fraud, and scammers stole roughly $2.6 billion in 2017 alone. There are a few steps you, as a parent, can […]

Money Mondays: The Health Insurance Tax will Increase Your Health Care Cost in 2020

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This post is by Bernie Carr, apartmentprepper.com The affordability of health care is a huge issue for consumers, with many Americans stating they have delayed or avoided needed care due to cost. Well, this coming year, the costs may increase even more, when the suspension of the Health Insurance Tax expires in 2020. What is the Health Insurance Tax? The Affordable Care Act (ACA) also known as ObamaCare, imposed a tax on health insurance, and it is known as the […]

How to Prep When Applying For Workers’ Compensation

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(Editor’s note: A family acquaintance recently filed a worker’s comp claim as she was injured on the job. It took months to get her benefits. In today’s guest article we look at tips when applying for worker’s compensation.) Written by: Kayla Matthews You got your job because you’re great at what you do, but the future is unpredictable. You never know what’s going to happen day to day. You may go through your daily routine and something comes up that […]

Money Mondays: Pork Prices are Rising, Stock up on Ham and Bacon

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This post is by Bernie Carr, apartmentprepper.com Lately I have been noticing higher prices on bacon and other pork products at the grocery. I wondered whether the price increase was limited to my neighborhood store so looked at other stores. It turns out that pork prices are actually rising nationwide. According to CNBC, pork prices are rising this year, and we could be paying higher prices well into 2020. Why are pork prices increasing? China is a large consumer of […]

Money Mondays: 5 Frugal Habits that May End Up Costing More Money

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This post is by Bernie Carr, apartmentprepper.com Being a frugal person, I am always on the lookout for ways to save a buck or two. But I recently realized there are certain habits that frugal people may do that end up costing money in the long run. Here are some habits that are basically good, but if not kept in check could end up as an expense. Stocking up on items and never using them I had a couple of […]

How will the Newest Tariffs Affect You?

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by Bernie Carr, https://apartmentprepper.com As the trade war between the U.S. and China continues, both sides have issued tariffs on goods. Whenever I listen to the news, I always look at the bottom line on how things will affect me personally. These tariffs have been going on for months. Back in May, it was reported that tariffs imposed then affected prices on clothing, furniture and electronics. What products are impacted? According to Fox Business, The latest round will cause an […]

Are You Financially Prepared for a Disaster?

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This post is by Bernie Carr, apartmentprepper.com September is National Preparedness Month and now is a good time is assess if you are financially ready for a disaster. Here are some things to consider before anything happens How does your job deal with disaster? When disaster hits, most businesses shut down and therefore people are unable to go to work. Depending on the employer, you may or may be be paid for the time you are not able to […]

Money Mondays: 6 Strategies to Generate the Funds You’ll Need to Endure a Crisis

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When a disaster strikes, will you be ready? You don’t have to answer. While I hope you’d be able to give me a confident yes, what’s important right now is that you’re thinking about your state of preparedness. Have you thought about how you’ll feed your family? Have you thought about transportation? Communications? Medical care? There’s plenty you need to prepare for. The problem is that most people aren’t prepared. FEMA reports that only 40% of American families rehearse […]

Money Mondays: How to Cope with Higher Food Prices

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This post is by Bernie Carr, apartmentprepper.com Food prices are expected to rise this coming year. Major food corporations have already announced they are raising prices, according Fox Business. The USDA has also predicted a larger hike in food prices for 2019. Not everyone can readily increase their food budget. It likely won’t happen all at once. But if you start preparing now, your budget won’t suffer so much. Tips to help you cope with higher food prices Buy in […]