Financial Preparedness Archives

Money Mondays: 6 Strategies to Generate the Funds You’ll Need to Endure a Crisis

When a disaster strikes, will you be ready? You don’t have to answer. While I hope you’d be able to give me a confident yes, what’s important right now is that you’re thinking about your state of preparedness. Have you thought about how you’ll feed your family? Have you thought about transportation? Communications? Medical care? There’s plenty you need to prepare for. The problem is that most people aren’t prepared. FEMA reports that only 40% of American families rehearse […]

Money Mondays: How to Cope with Higher Food Prices

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This post is by Bernie Carr, apartmentprepper.com Food prices are expected to rise this coming year. Major food corporations have already announced they are raising prices, according Fox Business. The USDA has also predicted a larger hike in food prices for 2019. Not everyone can readily increase their food budget. It likely won’t happen all at once. But if you start preparing now, your budget won’t suffer so much. Tips to help you cope with higher food prices Buy in […]

Money Mondays: Savings Tips for Buying in Bulk

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This post is by Bernie Carr, apartmentprepper.com Buying in bulk is certainly a way to save money on groceries, prepping items and other supplies but there is also the possibility of overspending. Through trial and error, I’ve learned a thing or two when trying to buy in bulk to save money. Here are a few bulk buying tips: Membership clubs Before spending that $60 or so to join Sam’s or Costco, consider how much you will be shopping at those […]

Money Mondays: Recession Fears and What You Can Do About It

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This post is by Bernie Carr, apartmentprepper.com Hardly a day passes that we don’t see an article forecasting another recession. Even though the economy appears to be healthy, with unemployment being the lowest it has been in years, several economists are forecasting that a downturn is inevitable. For some people, the scars of the last financial crisis back in 2007-2008 have never completely healed. Many lost their savings, retirement funds and homes. I did not weather that downturn unscathed, as […]

Money Mondays: What Renters Should Know About Apartment Insurance

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This post is by Bernie Carr, apartmentprepper.com I was watching the morning news and one of the stories covered was an apartment fire. Many tenants were evacuated; fortunately, no one was hurt. However, a few families lost all their belongings. One of the victims interviewed was very distraught. She said they lost everything, and did not have any insurance. I felt bad hearing about this and thought it’s about time I write about this boring but necessary subject for apartment dwellers. […]

Money Mondays: Will Your Preps Outlive You?

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This post is by Bernie Carr, apartmentprepper.com I was having a conversation with one of my elderly neighbors and the subject of downsizing and giving away their survival supplies came up. She felt at her age she preferred to give some of her surplus emergency supplies to a younger family. The conversation reminded me of an article I read a few months ago: Survivalist spent decades stockpiling food then gave it to hungry hurricane victims As you can see from the […]

Money Mondays: Stop Wasting Food and Save Money!

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This post is by Bernie Carr, apartmentprepper.com I was catching up on my article reader and found these two articles about food waste that riled me up: About 40 Percent Of All Food In The United States Is Thrown In The Garbage and Top 20 Foods Wasted It is such as shame that so much food is wasted while other people are going hungry. We can’t do anything about industrial food waste, but we can certainly minimize throwing away good […]

Worried about Finances?

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This post is by Bernie Carr, apartmentprepper.com As I write this, the stock market has just experienced its largest sell-off in history. The negative sentiment was echoed around the world, and today the market is in for a wild ride, according to market analysts. The experts are saying it due to worries about rising interest rates, inflation, and should stabilize. People can’t help but feel jittery. Though there is nothing we can do about the markets, we can focus on […]

Money Mondays: Prepare for Emergencies on a Small Budget

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This post is by Bernie Carr, apartmentprepper.com Getting started with preparedness can seem expensive and daunting. You see those ads for a year’s worth of food costing hundreds or more dollars and it seems out of most people’s reach. That could not be further from the truth. It is easy to get started, even on a small budget. Prioritize First Water and food are usually first on the list. Next comes gear such as water filter, power outage supplies, first […]

Build your Grab and Go Binder

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This post is by Bernie Carr, apartmentprepper.com If you haven’t done is already, now is a good time to build your “grab and go binder.” This is your handy document keeper that you keep in a safe but accessible place that you can easily grab in the event of a dire emergency and you need to run out of the house. If you’ve already got one, it’s time to review and update it. Lots of new documents may have been […]