April 20, 2019

Money Mondays: A Guide that will Help You Prepare for the Most Likely Disaster that Can Happen to You

This post is by Bernie Carr, apartmentprepper.com As I write this I just heard Sam’s Club in my neighborhood is closing its doors. Several other locations are closing as well. There has been no warning to the community, or the employees. The report did mention the affected employees will be paid for 60 days so they can be counted as fortunate since they can count on a paycheck for a couple of months. I still feel bad for the workers, […]

Money Mondays: Health Benefits to Use Before the End of the Year

This post is by Bernie Carr, apartmentprepper.com Now that December has started, it’s time to think about year-end activities. Health Benefits to Use Before the End of the Year  Part of year-end planning is to assess your health benefits and figure out what you may lose out when the year ends.  Look at your health plan and review your benefits closely.  A lot of people don’t use their benefits and can possibly lose these opportunities to get healthy or boost […]

Why Everyone Should Have a Cash Stash

This post is by Bernie Carr, apartmentprepper.com   A lot of people no longer use cash and rely on debit or credit cards for all purchases.  I understand using cards is so much more convenient but consider having a set amount of cash on hand to help you get out of a bind. The following article by Donna Freedman, one of my favorite personal finance writers, explains it all: Why You Need a Cash Cache Everyone should have some cash […]

Money Mondays: 13 Driving Tactics to Save Fuel

Though gas prices have been staying on the lower side in the recent months, it is still a good idea to save gas whenever possible.  The money you save can be used toward other things such as boosting your slush fund or buying food and supplies for emergencies.   Source:  https://www.onstride.co.uk/blog/13-driving-tactics-save-fuel/

Money Mondays: 5 Non-Permanent Upgrades To Save Money in Your New Apartment

Apartment living involves moving to a new rental from time to time.  After a big move, it is often hard to find money for emergency savings.  The following article gives a few ideas to help you save some cash on utilities by making some simple changes. 5 Non-Permanent Upgrades To Save Money in Your New Apartment Written by Jessica Thiefels Moving into a new apartment is full of unknowns, many of which are expensive, like a security deposit, moving costs, […]

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

Money Mondays: Borrowing from the Emergency Fund

This post is by Bernie Carr, apartmentprepper.com Yesterday was a normal day until we got inside our truck.   I noticed a huge crack running across the front windshield.   It started on the bottom right corner (passenger side) pointing up, then curved across toward the left, ending on the driver’s side.   We never saw anything hit the windshield or any point of impact.  It just cracked.  I researched the internet for clues on what might have caused it.  Most of […]

Money Mondays: 10 Ways I Save Money with Baking Soda in My Apartment

This post is by Bernie Carr, apartmentprepper.com We haven’t had a Money Mondays feature in a while so it’s time for another one!  Everyone knows about using a box of baking soda to avoid odors in the fridge, but many people stop there in spite of all the known uses for baking soda. I’ve read hundreds of tips, and not all of them work for me.  I know you can brush your teeth with it, but I am not ready […]

How to Prepare for Job Loss

This post is by Bernie Carr, apartmentprepper.com Recently, a large grocery chain closed its store in our area.  I spoke with some of the employees and expressed my dismay that they were closing.  Although some of the workers managed to transfer to another branch, many were let go.  During the same week I found out that My Fit Foods a popular prepared food chain, abruptly closed all their stores nationwide, leaving many employees jobless.  I felt bad hearing about people […]

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