Financial Preparedness Archives - Page 4 of 8

Financial Emergency: 12 Ways to Raise Cash

This post is by Bernie Carr, apartmentprepper.com Everyone faces the need to raise cash at some point: unplanned medical bills, car repair expenses, legal troubles etc. It can get so dire that rent gets behind or utilities such as water and power are being threatened with disconnection. Pretty soon, TV or radio commercials singing the virtues of payday loans start to sound tempting. If you find yourself starting to wonder whether a payday loan may help you in the short […]

Money Mondays: Money Hack to Help You Stay on Budget

aptprepper 4

This post is by Bernie Carr, apartmentprepper.com If you are trying to stay on budget but seem to be having difficulty succeeding, here is a hack to help you get there. Money Hack to Help You Stay on Budget: The Debit Card Diet We tried the debit card diet during the month of August in our own Apartment Prepper household. What is it? The Debit Card Diet involves using cash for all shopping transactions. Mr Apt Prepper and I agreed […]

Money Mondays: “Your Playbook for Tough Times” May Be Just What You Need

aptprepper 2

This post is by Bernie Carr, apartmentprepper.com I just finished reading my review copy of the new book by Donna Freedman, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul. I have read Donna Freedman’s articles for years, since she first started writing the MSN Money Smart Spending blog. She has been through some tough financial times and has found a way to thrive. This is a timely book A lot […]

Money Mondays: Should You Keep Receipts?

aptprepper 1

This post is by Bernie Carr, apartmentprepper.com One of the challenges of staying organized in a small space is dealing with receipts. Receipts from purchases, bank transactions seem to keep multiplying and cluttering up pockets, wallets and purses. It is tempting to just get rid of them. However, I have found you need to keep receipts for a certain period of time before discarding them. Dealing with receipts: Cash machine transactions: When I use the ATM I keep them for […]

Money Mondays: Stock Up on Bargains and Boost Your Supplies Before Summer Ends

aptprepper 1

This post is by Bernie Carr, apartmentprepper.com August is a great time to boost your food storage and emergency supplies. It is still summer, but the back to school sales are upon us. With the warm weather, it is also prime yard sale season in many areas across the country. Now is the time to shop end of summer sales on camping equipment such as tents, sleeping bags, outdoor lighting, outdoor cooking accessories, summer clothes and footwear, and backpacks. Summer […]

Money Mondays: Six Things I Did to Save Money this Weekend

aptprepper 3

This post is by Bernie Carr, apartmentprepper.com I am always looking for ways to save money so I can increase my prepping budget. Some days I am able to net pocket change, but some days I succeed in saving a few dollars. Here’s a snapshot of what I did this weekend: Six things I did to save money this weekend: Dehydrated herbs I do not own a food dehydrator, but found another way to dehydrate herbs without one. I had […]

Money Mondays: If You Don’t Have a Job, Make One Up

aptprepper 1

Written by Daisy Luther, The Organic Prepper This article first appeared in The Organic Prepper With unemployment rates skyrocketing, going out and finding a new job can be nigh on to impossible these days. This is only going to get trickier as the government continues to force businesses to increase the minimum wage. Workloads that used to provide employment to two people are now forced onto one. The work performed gets shoddier as the one employed person struggles to keep […]

Money Mondays: Should You Pack Emergency Gear While on Vacation?

aptprepper 8

Many people prepare for emergencies at home, but decide to forgo prepping while on vacation. After all, being on vacation means being carefree, and no one really wants to think about disasters while on vacation. Should you pack emergency gear while on vacation? The inescapable fact is, you shouldn’t leave home without at least a minimum amount of emergency supplies. Pack items you already own to minimize on cost. Of course, your emergency kit would have to be portable, inconspicuous […]

Money Mondays: How to Get Free Containers for Emergency Storage

aptprepper 5

This post is by Bernie Carr, apartmentprepper.com If you are trying to build up your emergency food storage, you may be concerned about the costs associated with storage containers along with the food itself. There is some expense involved, but it does not have to break your budget. There are free or inexpensive ways to obtain emergency storage containers. Here are a few tips: Water Containers You don’t have to spend a lot of money on water containers. 2-liter soda […]

Money Mondays: 8 Ways to Prep When You’re Living Paycheck to Paycheck

aptprepper 1

This post is by Bernie Carr, apartmentprepper.com I read recently that nearly half of Americans would not be able to afford to cover an emergency that costs $400. Millions of Americans live paycheck to paycheck and the numbers are increasing. Does that mean they cannot afford to prepare for emergencies? I believe when you are stretched this thin financially, you can’t afford NOT to prep. It does take some creativity and some planning but it is possible to prep […]