January 16, 2018

Can You Evacuate Your Home in 90 Minutes?

This post is by Bernie Carr, apartmentprepper.com Listening to the news today about flooding in the wake of Hurricane Isaac, we heard about residents near Lake Tangipahoa Dam in Mississippi being ordered to evacuate, due to damage to the dam and possible flooding.  About 60,000 people were affected.  Fortunately, as of this writing, the dam has not failed as emergency management personnel are trying to patch it. Mr. Apt Prepper and I had a long discussion about what we would […]

The Emergency Cash Stash

This post is by Bernie Carr, apartmentprepper.com We were going over the budget not too long ago and trying to find yet more ways to cut back on expenses. At the same time, we decided to take inventory of our accounts. The last “account” we checked on was the Emergency Cash Stash kept in the house for emergencies. I’ve always recommended keeping a some cash in the house in case the ATMs suddenly become unavailable due to any of the […]

Not Good News – Price for Peanut Butter is Going Up

I just heard over the radio today that peanut prices are about to jump up this year, and with that, the price of a staple at our house, peanut butter.  Of course, this does not apply to you if you or someone in your family has a peanut allergy, but for thousands of households, peanut butter and jelly sandwiches are some of the cheapest, fairly nutritious food that kids love to eat. The reasons for the price hike are two […]

Worried about Finances?

As I write this, the stock market was taking another beating, with many factors contributing to the sell-off:  high unemployment, European debt crisis, inflation fears, bad housing market…  The list goes on.  The experts indicate “we are dangerously close to a recession.”  I don’t think it ever left.  But if the “big players” are worried, should we worry as well?  Instead of fretting, why not take some simple steps now to “recession-proof” your finances? Cut down on expenses.   Even […]

Should You Prep while Deep in Debt?

According to creditcards.com, the average credit card debt per household that hold credit card debt is $15,799 for 2011.  This number does not include households that are credit card debt free, this is only households that hold credit card debt already.  If you are among the debt-free crowd, you have planned well.  However, if you feel you are in a lot of debt, you are not alone.  Many people are in denial about how much they owe, but a whole […]

Pressure to Go Paperless

Every time I pay a bill, or check my account balances online, I get messages from the financial institution to “Go Paperless!”   They’ve tried various tactics: Contest opportunities and prizes Money, such as a one time check for $5 Scare tactics about identity theft Guilt trip route- “Go green” or “Save the environment.” I have not given in.  I am still resisting the idea to go completely electronic, as I like to see proof. In a previous post, I talked […]

Find Extra Cash by Reviewing Your Bills

We want to add to our preparedness fund, but the budget is tight.  So we are reviewing every bill to see if we can either lower or eliminate them altogether.  One bill that got a lot of scrutiny was the bundled cable/internet/phone bill. One reason we went with one provider was the “bundled” plan offered a hefty introductory discount.  After one year, the monthly bill went to the regular price. As a result of our line by line scrutiny, we […]

Coping with High Gasoline Prices

I should have filled up the tank yesterday.  But I was tired and decided to wait one day.  When I pulled up to the gas station, the price had just increased by an additional $0.20 a gallon.  It was the same over at the next block, so there was not much of a choice. All over the country, people are cringing as they see gas prices rapidly increasing.  I won’t tell you to go out and buy a more fuel […]

Do You Have Apartment Insurance?

This is a boring but necessary subject for apartment dwellers. Homeowners are required by the bank to carry homeowner’s insurance, but apartment insurance is something that is completely optional for us renters.  I actually did not have apartment insurance at one time, thinking it was an unnecessary expense. Until I started thinking about what would happen to the family if we lost my belongings for some reason or other. I did not really want to think about it, but it […]

How Do You Get Started with Prepping?

I am starting to see more people becoming concerned about preparing.  Within the last month or so, I have been seeing more visits resulting from readers looking for information on prepping or becoming more self sufficient while living in an apartment.  I am glad more of us are starting to prepare.  One of the most frequently asked questions is how does someone get started. I don’t claim to be an expert on the absolute best way, but I can speak […]

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