June 21, 2017

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

Money Mondays: Borrowing from the Emergency Fund

This post is by Bernie Carr, apartmentprepper.com Yesterday was a normal day until we got inside our truck.   I noticed a huge crack running across the front windshield.   It started on the bottom right corner (passenger side) pointing up, then curved across toward the left, ending on the driver’s side.   We never saw anything hit the windshield or any point of impact.  It just cracked.  I researched the internet for clues on what might have caused it.  Most of […]

Money Mondays: 10 Ways I Save Money with Baking Soda in My Apartment

This post is by Bernie Carr, apartmentprepper.com We haven’t had a Money Mondays feature in a while so it’s time for another one!  Everyone knows about using a box of baking soda to avoid odors in the fridge, but many people stop there in spite of all the known uses for baking soda. I’ve read hundreds of tips, and not all of them work for me.  I know you can brush your teeth with it, but I am not ready […]

How to Prepare for Job Loss

This post is by Bernie Carr, apartmentprepper.com Recently, a large grocery chain closed its store in our area.  I spoke with some of the employees and expressed my dismay that they were closing.  Although some of the workers managed to transfer to another branch, many were let go.  During the same week I found out that My Fit Foods a popular prepared food chain, abruptly closed all their stores nationwide, leaving many employees jobless.  I felt bad hearing about people […]

Financial Emergency: 12 Ways to Raise Cash

This post is by Bernie Carr, apartmentprepper.com Everyone faces the need to raise cash at some point:  unplanned medical bills, car repair expenses, legal troubles etc.  It can get so dire that rent gets behind or utilities such as water and power are being threatened with disconnection.   Pretty soon, TV or radio commercials singing the virtues of payday loans start to sound tempting. If you find yourself starting to wonder whether a payday loan may help you in the short […]

Money Mondays: Money Hack to Help You Stay on Budget

This post is by Bernie Carr, apartmentprepper.com If you are trying to stay on budget but seem to be having difficulty succeeding, here is a hack to help you get there. Money Hack to Help You Stay on Budget:  The Debit Card Diet We tried the debit card diet during the month of August in our own Apartment Prepper household. What is it? The Debit Card Diet involves using cash for all shopping transactions.  Mr Apt Prepper and I agreed […]

Money Mondays: “Your Playbook for Tough Times” May Be Just What You Need

This post is by Bernie Carr, apartmentprepper.com I just finished reading my review copy of the new book by Donna Freedman, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul.  I have read Donna Freedman’s articles for years, since she first started writing the MSN Money Smart Spending blog.  She has been through some tough financial times and has found a way to thrive. This is a timely book A lot […]

Money Mondays: Should You Keep Receipts?

This post is by Bernie Carr, apartmentprepper.com One of the challenges of staying organized in a small space is dealing with receipts.  Receipts from purchases, bank transactions seem to keep multiplying and cluttering up pockets, wallets and purses.  It is tempting to just get rid of them.  However, I have found you need to keep receipts for a certain period of time before discarding them. Dealing with receipts: Cash machine transactions:  When I use the ATM I keep them for […]

Money Mondays: Stock Up on Bargains and Boost Your Supplies Before Summer Ends

This post is by Bernie Carr, apartmentprepper.com August is a great time to boost your food storage and emergency supplies.  It is still summer, but the back to school sales are upon us.  With the warm weather,  it is also prime yard sale season in many areas across the country. Now is the time to shop end of summer sales on camping equipment such as tents, sleeping bags, outdoor lighting, outdoor cooking accessories, summer clothes and footwear, and backpacks. Summer […]

Money Mondays: Six Things I Did to Save Money this Weekend

This post is by Bernie Carr, apartmentprepper.com I am always looking for ways to save money so I can increase my prepping budget.  Some days I am able to net pocket change, but some days I succeed in saving a few dollars.  Here’s a snapshot of what I did this weekend: Six things I did to save money this weekend: Dehydrated herbs I do not own a food dehydrator, but found another way to dehydrate herbs without one.  I had […]

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