February 6, 2018

Worried about Finances?

This post is by Bernie Carr, apartmentprepper.com As I write this, the stock market has just experienced its largest sell-off in history.   The negative sentiment was echoed around the world, and today the market is in for a wild ride, according to market analysts.  The experts are saying it due to worries about rising interest rates, inflation, and should stabilize.  People can’t help but feel jittery.   Though there is nothing we can do about the markets, we can focus on […]

Money Mondays: Prepare for Emergencies on a Small Budget

This post is by Bernie Carr, apartmentprepper.com Getting started with preparedness can seem expensive and daunting.   You see those ads for a year’s worth of food costing hundreds or more dollars and it seems out of most people’s reach.  That could not be further from the truth.  It is easy to get started, even on a small budget. Prioritize First Water and food are usually first on the list.  Next comes gear such as water filter, power outage supplies, first […]

Build your Grab and Go Binder

This post is by Bernie Carr, apartmentprepper.com If you haven’t done is already, now is a good time to build your “grab and go binder.” This is your handy document keeper that you keep in a safe but accessible place that you can easily grab in the event of a dire emergency and you need to run out of the house. If you’ve already got one, it’s time to review and update it.  Lots of new documents may have been […]

Money Mondays: A Guide that will Help You Prepare for the Most Likely Disaster that Can Happen to You

This post is by Bernie Carr, apartmentprepper.com As I write this I just heard Sam’s Club in my neighborhood is closing its doors. Several other locations are closing as well. There has been no warning to the community, or the employees. The report did mention the affected employees will be paid for 60 days so they can be counted as fortunate since they can count on a paycheck for a couple of months. I still feel bad for the workers, […]

Money Mondays: Health Benefits to Use Before the End of the Year

This post is by Bernie Carr, apartmentprepper.com Now that December has started, it’s time to think about year-end activities. Health Benefits to Use Before the End of the Year  Part of year-end planning is to assess your health benefits and figure out what you may lose out when the year ends.  Look at your health plan and review your benefits closely.  A lot of people don’t use their benefits and can possibly lose these opportunities to get healthy or boost […]

Why Everyone Should Have a Cash Stash

This post is by Bernie Carr, apartmentprepper.com   A lot of people no longer use cash and rely on debit or credit cards for all purchases.  I understand using cards is so much more convenient but consider having a set amount of cash on hand to help you get out of a bind. The following article by Donna Freedman, one of my favorite personal finance writers, explains it all: Why You Need a Cash Cache Everyone should have some cash […]

Money Mondays: 13 Driving Tactics to Save Fuel

Though gas prices have been staying on the lower side in the recent months, it is still a good idea to save gas whenever possible.  The money you save can be used toward other things such as boosting your slush fund or buying food and supplies for emergencies.   Source:  https://www.onstride.co.uk/blog/13-driving-tactics-save-fuel/

Money Mondays: 5 Non-Permanent Upgrades To Save Money in Your New Apartment

Apartment living involves moving to a new rental from time to time.  After a big move, it is often hard to find money for emergency savings.  The following article gives a few ideas to help you save some cash on utilities by making some simple changes. 5 Non-Permanent Upgrades To Save Money in Your New Apartment Written by Jessica Thiefels Moving into a new apartment is full of unknowns, many of which are expensive, like a security deposit, moving costs, […]

Money Mondays: This Book will Help you Fix your Money Issues: Your Playbook For Tough Times, Vol. 2

This post is by Bernie Carr, apartmentprepper.com I was excited to learn Donna Freedman has released Your Playbook for Tough Times, Vol. 2:  Needs and Wants Edition.  I reviewed Vol. 1 and it was full of actionable tips. The author Donna Freedman is an award winning personal finance expert who has lived through hard financial times herself.  I’ve been reading and taking notes from her money tips since she wrote for MSN Money when she was attending college, raising a […]

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